Private Lending. Perfected.

Capital That Moves at the Speed of Your Deal

Fix & flip, DSCR, and asset-based financing for serious real estate investors. No bank delays. No red tape. Close in days.

Pre-Qualify Your Deal → Explore Loan Programs
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Loan Programs

Four Ways to Fund Your Next Deal

Every program is asset-based. We underwrite the deal, not just the borrower.

Most Popular

Up to 100% Fix & Flip

Full financing for flips with rehab under $85K. No experience required — just a 650+ credit score and a solid deal.

  • Up to 100% financing
  • No experience required
  • 650+ credit score
  • Rehab up to $85K
  • Close in 5-14 days
Apply Now →
Top Performer

DSCR Rental Loans

Qualify on property cash flow, not personal income. Build your rental portfolio with long-term fixed-rate financing.

  • 30-year fixed terms
  • No personal income docs
  • 1.0+ DSCR qualifies
  • SFR, multifamily, mixed-use
  • Rate-and-term or cash-out
Price Your Loan →
New Program

Asset-Based Fix & Flip

No credit score. No appraisal. Unlimited free draws. The fastest fix & flip financing in private lending.

  • 90% LTC, 75% ARV cap
  • No credit score required
  • No appraisal needed
  • Unlimited free rehab draws
  • Photo-based underwriting
Pre-Qualify Now →
Zero Debt

JV Fix & Flip

100% funded — purchase, rehab, and carry. Joint venture structure means zero debt on your books.

  • 100% of everything funded
  • No credit score required
  • Zero personal debt
  • 3+ flips experience required
  • Cosmetic rehab only
Learn More →
Bridge Loans · Construction · Working Capital · 30-Year Asset-Based →
Funded Deals

Real Deals. Real Numbers.

Every deal below was originated and closed by AGS Lending Partners.

Up to 100% Fix & Flip
Abilene, TX
Purchase Price$198,500
Rehab Budget$149,100
Total Loan$343,000
Cash to Close$26,565
ARV$505,000
⚡ 100% LTC · Closed in 14 days
JV Partnership
Austin, TX
Purchase$0 (JV structure)
Rehab$58,000
Sale Price$600,000
Out of Pocket$0 at closing
JV SplitPartners profited on sale
🤝 $0 out of pocket · Sold for $600K · Closed in 3 weeks
Asset-Based Fix & Flip
San Antonio, TX
Purchase Price$35,000
Rehab Budget$85,000
Total Loan90% TLC
Cash to Close$20,000
ARV$175,000
🚀 No appraisal · No credit check · Closed in days
For Qualified Partners

Joint Venture With AGS Lending Partners

Experienced capital partners bring funding. We bring the deals, underwriting, and execution. Every JV deal is asset-secured, fully vetted, and structured for shared success.

  • You participate in deal selection and approval
  • Every deal is asset-secured by real property
  • Full transparency — you see every number before committing
  • Structured as active partnership, not passive investment
  • Short-duration deals — capital isn't locked up for years
Explore JV Partnership →

Joint venture opportunities are available to qualified partners only. Past deal performance does not guarantee future results. All deals are subject to underwriting approval. This is not an offer to sell securities. AGS Lending Partners does not provide investment advice. Prospective partners should consult their own legal and financial advisors.

Case Study — JV Partnership
Austin, TX
Dual JV structure · Closed in 3 weeks
Rehab Investment$58,000
Property Sale Price$600,000
Out of Pocket at Closing$0
Time to Close3 Weeks
OutcomeBoth partners profited

Deal details are confidential. Contact AGS Lending Partners to learn how JV partnership structures work and discuss current opportunities.