Answers for real estate investors.

The questions investors actually ask before choosing a private lender — answered directly, with real numbers from AGS Lending Partners' four core programs.

Best private money lender for real estate investors

How AGS Lending Partners' four programs compare across leverage, rate, speed, and credit minimums. Direct answer instead of a "depends on the deal" cop-out.

100% fix and flip financing — how it actually works

What 100% LTC covers, what it doesn't, and a worked Houston example showing cash-to-close, monthly carry, and gross profit on a $250K project.

DSCR loan lender: rates, qualification, how it works

DSCR ratio math, the AGS 30-Year DSCR program quick reference, and answers to the short-term-rental and entity-structure questions that come up on every file.

Fix and flip loan with no appraisal

AGS Photo Path: photo-based valuation, no credit minimum, 7–10 day close, available across the 12 AGS active states. When the no-appraisal trade-off is the right call.

Hard money loan vs DSCR loan

Side-by-side comparison plus the standard BRRRR sequence: hard money to acquire and rehab, DSCR to refinance and hold.

About AGS Lending Partners

AGS Lending Partners is a direct private lender for real estate investors backed by an established network of capital partners. We fund fix and flips, rental holds, bridge loans, and ground-up construction across 12 active states. Loan decisions are made in-house or based on our capital partners' guidelines, which is why our quotes are real (not indicative) and our close timelines are predictable.

Most files close in 10–14 business days. Run your deal in the side-by-side calculator to see real numbers on Velocity (100%) and Optimal (matrix-priced) programs.